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Last updateMon, 29 Apr 2019 1pm

Features

What to do With Your First Credit Card

First Credit CardCollege and money troubles go hand-in-hand with each other. College puts a great quantity of stress on a student’s wallet. College debt, eating out, and activities on the weekend can all add up. When faced with so many expenses, some students choose to resort to a credit card. Others get a credit card because they are trying to build up a good credit score before they get out of school. But whether they’re feeling the burn in their wallets or planning for the future, college may be a time when students apply for and receive their first credit card. According to a 2004 study published by MSN.com and conducted by Sallie Mae, a student loan corporation, the amount of undergraduates with credit cards has risen to 76 percent. The results also reported that in 2009, the percent had risen to 84.

At first, many people look beyond the risks of a credit card and go straight for the rewards, but being reckless with a new credit card can cause long term problems. Debt can begin to rack up and a bad credit score doesn’t disappear overnight. Dr. Robert H. Scott, Associate Professor of Economics, calculated that if students racked up $1,000 in credit card debt and with 18 percent interest, with only paying the minimum on the debt, it would take 12 years and nine months to completely pay it off. According to Scott, you would have ended up paying $1,115 just in interest.

But to avoid these downfalls, there are many precautions students should take before and after receiving a credit card.

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Looking Through the Other Side of the Lens

Meet Jim Reme and Blaze Nowara, the University Photographers


Other SideDeep in the basement of Wilson Hall is the University’s “best kept secret on campus”…the Copy Center. But buried within the Copy Center, hidden in their kitchen area, is the University’s dedicated Photography Department. Jim Reme, the University Photographer, has been taking pictures on campus for 17 years, but his passion for photography started a long time before that.

“My father was a photographer,” said Reme, “So I’ve been doing photography since I was about eight-years-old.” The Belmar native attended Fairfield University as a marketing major. “I didn’t need to take a course in photography,” said Reme, “I knew most of what I’d learn.”

Before working at Monmouth, Reme used to own a photography studio in Spring Lake, worked as a photographer for the Asbury Park Press, and was a photographer for the NFL for 23 seasons. In 1994, when Reme began working at Monmouth, he was still doing photography on Sundays for the NFL. Luckily for him, the crazy schedule of photographing Monmouth football on Saturdays and then the NFL on Sundays helped prepare him for the packed schedule he usually has while on campus.

The Photography Department is responsible for pictures in University promotional literature and publications, news releases, web pages and any other printed material. While Reme might be a talented and dedicated photographer to the University, he is certainly no Houdini. With the help of Blaze Nowara, Assistant Photographer, Reme is able to capture every “photography requested” event on campus.

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Meet the Library Dean

Ravindra Sharma, Former Sports Journalist and Current Author


Library DeanSurrounded by a wealth of information, books and reference materials, Ravindra Sharma, Dean of the Library, remains enthusiastic in his passion for research and writing. With roots in journalism, his love for writing holds strong.

This November, the first volume of his twelfth book, “Libraries in the Early Twenty-First Century: An International Perspective,” will be released. Edited by Sharma, the two-volume book contains chapters written by authors from around the world. From countries such as Hungary, Japan, Russia, Morocco and New Zealand, the future state of library science and technology is discussed. The second volume is planned for release in March of 2012.

“For the first time in the history of the International Federation of Library Associations (the book’s publisher) all the living Presidents of IFLA have contributed chapters in this book,” Sharma said. “History has been made."

Many of the book’s chapters focus on the future of libraries and integrating technology from the present day until 2025. Sharma said that a balance needs to be maintained between traditional sources and technology. With access to 150 online databases and information available on mobile devices, books and traditional reference materials will remain a research tool.

Sharma’s hope is that world leaders will spend more time on education and improving libraries than fighting wars. “I wanted to give a complete picture of what's happening in libraries all over the world,” he said. Many libraries in third-world countries do not have basic necessities.

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Einstein’s Last Opera

EinsteinHas Einstein’s Theory of Special Relativity actually been refuted? Just last week, an international collaboration of physicists at the European Organization for Nuclear Research, CERN, dared to find out.

A time interval on the scale of trillionths of a second is all that’s needed to make or break the underlying basis of modern physics. The CERN physicists clocked subatomic particles, known as neutrinos, journeying a distance of 454 miles from an underground laboratory in Geneva, Switzerland to one in Gran Sasso, Italy 60 nanoseconds faster than the cosmic speed limit postulated by Einstein in 1905 – about 300 million meters per second.

Dario Autiero of the Institut de Phisique Nucléaire de Lyon in France told CERN physicists, “We cannot explain the observed effect in terms of systematic uncertainties … Therefore, the measurement indicates a neutrino velocity higher than the speed of light.”

Dr. Azzam Elayan, chemistry professor at Monmouth, said, “It may be possible for a neutrino, or any mass, to travel at a speed greater than the speed of light if and only if it is first converted, perhaps temporarily, to a type of particle that is lighter than a photon. This is especially difficult since a photon has no ‘rest mass.’”

Dr. Autiero’s experiment, known collectively as the Oscillation Project with Emulsion-Tracking Apparatus (Opera) consists of a team of 160 physicists from 11 countries based in the Gran Sasso laboratory.

According to The New York Times website, the Opera experiment begins inside a tank of hydrogen gas at a CERN building. The hydrogen atoms become oxidized (with the loss of their electrons), resulting in lone protons that get bolted through a network of underground particle accelerators – eventually ending up in the Large Hadron Collider (LHC), the largest and most expensive particle accelerator on the planet.

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Curing the First Date Jitters

How to Make the Most Out of Your Dating Life


default article imageShe puts on her shoes and her sweater, and gives her reflection in the mirror a last glance. She stops, looks flustered, and lets out a big sigh. “I look terrible,” she says. She looks perfect to me. Elizabeth Pepe, junior, is going on a first date, and has spent the last two hours getting ready to “make sure everything goes smooth and perfect,” she says.

Her expectations are high, just like her anxiety levels. Her phone beeps. He’s here. She puts one last coating of lip gloss on her lips and walks out of her apartment. It’s showtime.

According to a survey conducted by It’s Just Lunch, an American dating agency for single professionals, 51% of men in the United States had over six first dates in 2010, and 58% of women had four first dates in 2010.

The same survey showed that 68% of men would not waste their time with a second date if there was no chemistry on the first one. Women, on the other hand, will give it a second chance and hope that the chemistry develops.

So why is it that first dates sometimes just don’t work out? And why do so many of us make silly mistakes that we look back on now and laugh, but were really not funny at the time?

Rebecca Sanford, Communication professor, has been focusing her research on relational formation. She believes that the anxiety experienced before first dates is caused by our investment in a positive outcome. “We are performing impression management, meaning to make ourselves present as our best selves. This factor can cause our apprehension levels to be high prior to a first date,” Sanford said.

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33 Things to do at MU Before You Graduate

33 ThingsSince we only get four years at college, why not make them the best we can? Often times, students journey through college and never experience the full package of all that their undergraduate experience has to offer simply because they get too caught up in schoolwork or extracurricular activities. If you clear the 33 tasks below before graduating, you are well on your way to cap the surface of your undergraduate years.

1. Miss class just because it’s raining.

2. Try every type of bagel available at Einstein’s.

3. Go on a bike ride down the boardwalk by the Diplomats.

4. Connive your way out of a University parking ticket.

5. Gain the freshman 15 and then lose it (and then some) at the Fitness Center.

6. Visit the Annie bathroom in Wilson Hall.

7. Search for the disappearing pet gravestones by the gnome hut.

8. Make out in the gnome hut.

9. Have a snowball fight on the Quad.

10. Ride down through the underpass on the trays from the dining hall while it’s snowing.

11. Go to the beach when it’s snowing.

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Managing Your Many Interests

How to Avoid Overexerting Yourself in School Activities


Managing InterestsCampus involvement is a huge aspect of college life, but it is important for students to keep in mind the downsides of over-involvement. Stretching oneself too thin can eventually take a toll on academics and a social life. Trying to be at every class, every meeting, and every on- campus activity can be a difficult balance.

“Scope out your interests,” said Brian Morelli, senior student. “This limits you to one area of campus so you are not running from place to place.”

The Student Handbook has a list of all of the clubs and groups available on campus, as well as the names of the people to contact for more information. Read the description, make a list, and attend a few meetings, but don’t make any commitments right away.

“Students should only join clubs that are related to what they are interested in or like to do,” said Kristin Kleinberg, first-year student. “However, students should also have their classes in mind, and make sure that they will have time to study and attend classes before joining a bunch of clubs.”

Because so many club meetings take place on Wednesdays, students will be compelled to pick and choose which meetings they want to attend, forcing them to forgo others.

“One to two activities is a comfortable amount,” said Morelli.

Britney Dupuis, Sales Director of WMCX, said that you should never spread yourself too thin.

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I Swear Officer, I Didn’t Do It!

I Swear Officer, I Didn’t Do It!


OfficerEvery driver dreads seeing those red and blue lights flashing in their rearview mirror. When a police officer pulls you over, it can ruin your day and possibly make you even later then you already were.

But the inconvenience and embarrassment of being pulled over is usually not the worst part. It’s the ticket that follows. No one wants to pay for or explain why they got a ticket. Obviously the best way out of the situation is to try and get the officer to let you go with a warning.

There is no 100 percent, effective way to accomplish this, but there are tricks and tips to increase your chances of getting out of a ticket.

Being rude is at the top of the “easiest ways to get a ticket” list. No officer wants to be harassed or berated for doing their job. According to an article entitled “The Top 7 Ways to Get Out of a Ticket,” on spike.com, when you are pulled over, you should be respectful to the cop.

“When the cop is asking you questions, look him in the eye and answer the question without fear, but also without arrogance - like you’re talking to anyone else. Use the term “officer” when you answer him, without a tone of contempt.”

Turning off the car engine and placing your hands where the officer can see them also takes the tension out of the situation for the cop and shows him respect.

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The Secret Value of Networking

Value of NetworkingNetworking is by far one of the most crucial tools that students need in order to succeed in the business world. The ability to quickly establish relationships with professionals is a skill that must be acquired before graduation.

“I am very shy when I go into a room with a bunch of professionals. I don’t know how to start up a conversation and get their business card. My hands get sweaty and I always tense up,” said Brooke Lupo, 20, junior at Rutgers University.

Robert Scott, a specialist professor in Communication at the University, believes that effective networking skills are vital for current students and recent graduates. Strong networking abilities can help open doors for possible internships and future employment.

“The majority of success stories I hear from recent Monmouth graduates often involve relationships established during their internships. Maintaining relationships with professors, alumni, professionals, and classmates will help keep an individual informed and may lead to possible employment,” said Scott.

Students who reach out to potential clients and colleagues over email should always make sure they are using proper grammar. Students who don’t double check their punctuation, capital letters, and rules of grammar might not be taken seriously, he said.

Networking is one of the most essential tools students must master before graduating. Most students are used to doing everything on the computer and forget that they need to communicate in the job world. It is so easy to email and text that striking up a conversation with a stranger seems almost unnatural, said Lupo.

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For the Love of Pets!

What Happens When Your Pets Take Over Your Life


default article imageAnthony Salvatore, six-feet-tall and 250 pounds, is crouching on the ground holding a loaf of stale bread in his hand with a smile plastered across his face. “Here ducks! Here ducky ducky!” he calls, as nine brown ducks come hopping up to him from Indian Lake, to eat out of his hand. No, this is not Tony Soprano, this is a 47-year-old plumber from Denville, New Jersey.

Anthony has only had his ducks for three years, but said that he considers them as his children. Ironically enough, he has two daughters, 20 and 17, whom he bought the ducks for in the first place. Anthony has a cat as well, and has had numerous dogs and other animals as pets before, but he said that nothing has ever compared to his ducks, although he cannot explain why.

“My kids argue with me and don’t believe anything that I tell them,” he said. “But my ducks see me as their protector. They look at me with love in their eyes. Plus, I don’t have to give them money for the movies on Saturday night.”

Every day, Anthony drives the five miles to the lake to feed his ducks, whom he has never named, and then watches them eat because it calms him down. He said that he likes to know where they are at all times so he does not have to worry about their safety.

His 17-year-old daughter, Deanna, said that her dad is always either sleeping, working, or playing with his ducks. “He compares me to the ducks,” she said. “He will say, ‘Oh, the ducks wouldn’t be complaining.’ He doesn’t have time to do things for me because he is too busy being with them.”

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The Daunting Fears of Freshmen

Ways of Overcoming the Common Conflicts


Daunting FearsAs any college freshman knows, college can be an intimidating and frightening experience, and there are many common fears that cross one’s mind.

Will my roommate and I get along? How will I meet new people and make friends? Can I handle the heavy workload? Will I feel homesick?

Nervousness about college and the new beginnings it brings is normal. College is an adjustment, and those fears don’t go away overnight.

In order to lessen the anxiety often felt throughout the first few weeks and sometimes even months of school, all freshmen should know what the most common fears are, as well as how to overcome them.

Roommate concerns are a very common apprehension. Many students who go away to college will share a room with another person for the first time. With so many horror stories students often hear about roommate difficulties, it is only natural to be skeptical about sharing a room with a stranger for almost a year.

The best way to overcome roommate fears and to get along with your roommate is through communication and compromise. Conflicting personalities may sometimes end up as roommates.

In order to keep the peace and abstain from any heated arguments, roommates should constantly communicate and develop an agreement to refer back to should there be future disagreements.

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Contact Information

CAMPUS LOCATION
The Outlook
Jules L. Plangere Jr. Center for Communication
and Instructional Technology (CCIT)
Room 260, 2nd floor

MAILING ADDRESS
The Outlook
Monmouth University
400 Cedar Ave, West Long Branch, New Jersey
07764

Phone: (732) 571-3481 | Fax: (732) 263-5151
Email: outlook@monmouth.edu