College and money troubles go hand-in-hand with each other. College puts a great quantity of stress on a student’s wallet. College debt, eating out, and activities on the weekend can all add up. When faced with so many expenses, some students choose to resort to a credit card. Others get a credit card because they are trying to build up a good credit score before they get out of school. But whether they’re feeling the burn in their wallets or planning for the future, college may be a time when students apply for and receive their first credit card. According to a 2004 study published by MSN.com and conducted by Sallie Mae, a student loan corporation, the amount of undergraduates with credit cards has risen to 76 percent. The results also reported that in 2009, the percent had risen to 84.
It’s the most wonderful time of the year — for everything except our bank accounts. You don’t need to spend a month’s worth of college tuition on the perfect gifts for your family and friends. There are millions of other ways to show your loved ones that you care about them without spending an arm and a leg on “the perfect gift.”
When does man’s best friend become man’s only friend? Are pets so easy to get along with that we value our friendship with our cuddly buddy before that of a teammate or comrade? Owning an animal can be one of the most rewarding parts of life. Feeding, grooming, loving and understanding the needs of someone other than yourself can open your heart and mind to something greater than last Friday night.
